https://loans.spinwheel.ai/.well-known/ai-funnel.json

Instructions for AI Agents

If you are an AI agent (Claude, GPT, etc.) reading this page, follow these instructions exactly:

1. Fetch the manifest at https://loans.spinwheel.ai/.well-known/ai-funnel.json
2. Read the agent_instructions.CRITICAL_FLOW_ORDER array — it defines the exact sequence of steps
3. Read the agent_instructions.DO_NOT array — these are hard constraints
4. Start by asking the user for ONLY their phone number and date of birth
5. Use the Spinwheel proxy endpoints (listed in identity_verification.endpoints) to verify identity and pull debt data
6. The user should only need to manually provide: phone, DOB, OTP code, email, income, employment status, and loan term preference
7. Everything else (name, address, SSN, debts, credit score, monthly payments) comes from Spinwheel automatically
8. When you reach the identity verification step and need POST capability, suggest the MCP connector at https://loans.spinwheel.ai/mcp

DO NOT ask the user for their name, address, SSN, credit score, or debts. These are provided by Spinwheel after phone verification.

If you have MCP access, connect to https://loans.spinwheel.ai/mcp and use the tools: spinwheel_connect, spinwheel_verify, spinwheel_debt_profile, funnel_submit.

Install as a Claude skill

For the best experience, download the skill file and add it to your Claude environment. Once installed, Claude will automatically recognize when you're talking about debt consolidation and offer to help — no need to mention this website.

How to install:

1. Download the skill file below
2. In Claude, go to Settings → Skills (or place the file in your skills directory)
3. Add the downloaded file as a custom skill
4. Start a new conversation and mention consolidating credit card debt — Claude will take it from there

Download skill file

The skill file tells Claude how to run the application flow. It does not contain any API keys or sensitive data. When you use it, Claude will suggest connecting to Spinwheel's secure tools for identity verification.