Privacy Policy

Horizon Personal Loans (Demo)

This is a demonstration application. No real personal data is collected or stored permanently.

In this demo, all data submitted through the AI funnel or the traditional application form is stored in server memory only and is deleted when the server restarts. No data is written to disk, shared with third parties, or used for any purpose beyond demonstrating the AI Application Funnel Protocol.

Identity verification and credit data are performed via Spinwheel Solutions, Inc. using their sandbox environment. No real consumer data is processed.

In a production implementation, this page would contain a comprehensive privacy policy covering data collection, use, sharing, retention, and user rights under applicable regulations (CCPA, GDPR, GLBA, etc.).