:root {
  --navy: #1a2b4a;
  --navy-dark: #0f1c33;
  --gold: #c9a84c;
  --gold-dark: #a8862e;
  --bg: #fafbff;
  --surface: #ffffff;
  --border: #e5e8ef;
  --text: #1a2b4a;
  --muted: #6b7488;
  --ok: #2c8f5a;
  --warn: #b25500;
}

* { box-sizing: border-box; }

body {
  margin: 0;
  font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", system-ui, sans-serif;
  background: var(--bg);
  color: var(--text);
  line-height: 1.55;
}

.container { max-width: 1080px; margin: 0 auto; padding: 0 24px; }
.narrow { max-width: 720px; }

.site-header {
  background: var(--surface);
  border-bottom: 1px solid var(--border);
}
.header-inner { display: flex; align-items: center; justify-content: space-between; padding: 18px 24px; }
.logo { display: flex; gap: 10px; align-items: center; text-decoration: none; color: var(--navy); font-size: 18px; }
.logo strong { color: var(--gold-dark); }
nav a { margin-left: 18px; text-decoration: none; color: var(--navy); font-weight: 500; }
nav a:hover { color: var(--gold-dark); }

.agent-banner {
  background: linear-gradient(135deg, #f6f1dc 0%, #fff8e6 100%);
  border-bottom: 1px solid #ecd9a2;
  padding: 22px 0 26px;
}
.agent-banner-inner { display: block; }
.agent-banner-label {
  display: inline-block;
  background: var(--navy);
  color: var(--gold);
  font-size: 11px;
  font-weight: 700;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  padding: 4px 10px;
  border-radius: 999px;
  margin-bottom: 8px;
}
.agent-banner h2 { font-size: 22px; margin: 4px 0 8px; color: var(--navy-dark); }
.agent-banner p { margin: 6px 0; color: var(--navy); }
.agent-banner code { background: rgba(26, 43, 74, 0.08); padding: 1px 6px; border-radius: 4px; }
.agent-banner .snippet { margin-top: 10px; }

.features { padding: 56px 0; background: var(--surface); border-top: 1px solid var(--border); border-bottom: 1px solid var(--border); }
.feature-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(240px, 1fr)); gap: 28px; }
.feature h3 { margin: 0 0 8px; font-size: 18px; color: var(--navy-dark); }
.feature p { margin: 0; color: var(--muted); }

.hero {
  background: linear-gradient(135deg, var(--navy) 0%, var(--navy-dark) 100%);
  color: white;
  padding: 72px 0 80px;
}
.hero h1 { font-size: 44px; margin: 0 0 16px; line-height: 1.15; }
.hero .lede { font-size: 20px; opacity: 0.9; max-width: 640px; }
.cta-row { margin-top: 28px; display: flex; gap: 12px; flex-wrap: wrap; }

.btn {
  display: inline-block;
  padding: 12px 22px;
  border-radius: 8px;
  text-decoration: none;
  font-weight: 600;
  border: 1px solid transparent;
  cursor: pointer;
  font-size: 16px;
}
.btn-primary { background: var(--gold); color: var(--navy); }
.btn-primary:hover { background: var(--gold-dark); color: white; }
.btn-secondary { background: transparent; color: white; border-color: rgba(255,255,255,0.5); }
.btn-secondary:hover { border-color: white; }

.callout { padding: 56px 0; }
.callout h2 { font-size: 28px; margin: 0 0 12px; }
.snippet { background: #1f2937; color: #c0e6ff; padding: 14px 18px; border-radius: 8px; overflow-x: auto; font-size: 14px; }

.trust { background: var(--surface); padding: 36px 0; border-top: 1px solid var(--border); border-bottom: 1px solid var(--border); }
.trust-row { display: grid; grid-template-columns: repeat(auto-fit, minmax(220px, 1fr)); gap: 24px; }
.trust-row div { font-size: 15px; }
.trust-row small { color: var(--muted); }

.site-footer { padding: 28px 0 48px; }
.muted { color: var(--muted); }
.small { font-size: 13px; }

.card {
  background: var(--surface);
  border: 1px solid var(--border);
  border-radius: 12px;
  padding: 20px;
  margin: 16px 0;
}

label { display: block; margin: 10px 0 4px; font-weight: 500; }
input[type="text"], input[type="email"], input[type="tel"], input[type="number"], input[type="date"], select {
  width: 100%;
  padding: 10px 12px;
  border: 1px solid var(--border);
  border-radius: 6px;
  font-size: 15px;
  background: var(--surface);
  color: var(--text);
}
input:focus, select:focus { outline: 2px solid var(--gold); outline-offset: 1px; border-color: var(--gold-dark); }

pre {
  background: #f2f4f9;
  border: 1px solid var(--border);
  border-radius: 8px;
  padding: 14px;
  overflow-x: auto;
  font-size: 13px;
}

.disclosure {
  background: #fff8e6;
  border-left: 4px solid var(--gold);
  padding: 12px 16px;
  margin: 14px 0;
  border-radius: 4px;
  font-size: 14px;
}

.flex-row { display: flex; gap: 12px; align-items: center; }

.stepper {
  list-style: none;
  display: flex;
  gap: 0;
  padding: 0;
  margin: 24px 0;
  border-bottom: 1px solid var(--border);
}
.stepper li {
  flex: 1;
  padding: 12px 8px;
  text-align: center;
  font-size: 14px;
  color: var(--muted);
  border-bottom: 3px solid transparent;
  margin-bottom: -1px;
}
.stepper li.active { color: var(--navy); border-bottom-color: var(--gold); font-weight: 600; }
.stepper li span {
  display: inline-block;
  width: 22px; height: 22px; line-height: 22px;
  border-radius: 50%; background: var(--border); color: var(--navy);
  margin-right: 6px; font-size: 12px; font-weight: 700;
}
.stepper li.active span { background: var(--gold); color: var(--navy); }

.step { display: none; }
.step.active { display: block; }

.step-actions { display: flex; gap: 12px; margin-top: 18px; }
.step-actions .btn { padding: 10px 18px; }

.row-3 { display: grid; grid-template-columns: 2fr 1fr 1fr; gap: 12px; }
@media (max-width: 600px) { .row-3 { grid-template-columns: 1fr; } }

.card-row {
  padding: 12px;
  border: 1px solid var(--border);
  border-radius: 8px;
  margin: 10px 0;
  background: #fafbff;
}

.link-btn {
  background: none; border: none; padding: 0;
  color: var(--warn); cursor: pointer; text-decoration: underline; font-size: 14px;
}

.checkbox-row { display: flex; align-items: flex-start; gap: 8px; margin: 8px 0; }
.checkbox-row input { margin-top: 4px; }

.success { color: var(--ok); }
.warn { color: var(--warn); }